HomeSource east tennessee’s educational and counseling programs include:
Homebuyers Education
Our Homebuyer Education program is a comprehensive 8-hour class for first-time homebuyers that covers budgeting, credit, the home purchase process, home maintenance, and sustaining homeownership. You will have a housing and real estate expert answering your toughest questions and preparing you for the biggest purchase of your life.
Since joining NeighborWorks® America in December 1998, HomeSource east tennessee has graduated more than 2,000 people from the Homebuyer Education program, and we are ready to help you get to YES and move into your first home.
We are now partnered with eHomeAmerica, this partnership can allow you to experience Homebuyer education at your own pace, from the convenience of your own home. You can register by using the link below or call Laura Contreras for assistance with the sign up process.
eHomeAmerica registration
The fee for the eHomeAmerica and/or 8-hour class is $99.
Is your credit holding you back from moving into your dream home? Want to have a more stable financial foundation before you begin the home buying process?
Get ready to buy your first (or next) home with our Financial Capabilities, a 4-week workshop series focused on credit building strategies, budget creation, and action plans to help you reach your financial goals and bring you one step closer to owning a place to call home.
The fee for Financial Capabilities is $75 for individuals or $100 for couples.
Pre-Purchase Counseling
Find affordable housing that meets your needs and budget with Pre-Purchase Counseling. Through our HomeOwnership Center, HomeSource east tennessee serves as a HUD-approved Housing Counseling Agency providing counseling services for low- and moderate-income residents and others who seek to have a better understanding of their financial circumstances and affordable home purchase options.
There is no fee for this service if combined with other HomeSource programs.
Foreclosure & Mortgage Default Counseling
HomeSource east tennessee works alongside you as your partner and helps you assess your options when times get tough with our Foreclosure & Mortgage Default Counseling.
As HUD-approved foreclosure counselors, the caring staff at HomeSource east tennessee is here to help and advise you on foreclosure situations free of charge.
We have tremendous experience in foreclosure counseling and lots of successful stories of hard working, deserving people staying in their own homes.
There is no fee for this service.
Other Counseling Services
Fair Housing Counseling
HomeSource can help homebuyers and tenants understand fair housing laws and how they affect what a landlord or lender can or cannot do. HomeSource can answer questions about fair housing and direct victims of fair housing to the resources they need.
There is no fee for this service.
High Cost Mortgage
HomeSource provides required counseling to individuals who have applied for a High Cost Mortgage. We will review the terms of the mortgage, determine why it is considered high cost and, when possible, recommend ways to reduce the fees or interest rate of the loan.
There is a $200 fee for this service.